Pakistan's Roshan Digital Account (RDA) inflows have climbed close to the $12 billion mark, highlighting the growing role of overseas Pakistanis in supporting external financing amid a gradual uptick in monthly remittances.

According to the State Bank of Pakistan, cumulative inflows reached $11.923 billion by the end of January 2026, up from $11.707 billion recorded in December 2025. The increase reflects continued engagement from non-resident Pakistanis despite a modest pace of growth.

Monthly contributions also showed incremental improvement. Inflows stood at $216 million in January, compared with $213 million in December and $181 million in November 2025, indicating a steady rise in participation over recent months.

The number of accounts under the scheme expanded as well, reaching 901,764 by January, an increase of 8,634 from the previous month. The programme continues to cater to non-resident Pakistanis, including Pakistan Origin Card holders, offering channels for banking, payments, and investment activities.

Investment patterns within the initiative reveal a preference for government-backed instruments. Overseas participants allocated $518 million to Naya Pakistan Certificates and $1,063 million to Naya Pakistan Islamic Certificates. Meanwhile, $114 million was directed toward Roshan Equity Investment.

The data underscores the RDA's role as a conduit for diaspora capital, with gradual monthly inflows and rising account numbers signalling sustained, if measured, confidence among overseas contributors.